How to Get an Auto Insurance Quote

1.

Begin by getting all your personal information together. This includes driver's license, date of birth, the year, and the make and model of your vehicle.

2.

The agent will ask if you have had prior insurance. It's important to get your paperwork that includes a policy number and other additional information which includes your auto coverages.

3.

It's crucial to mention all drivers in the policy. They need to have their personal information ready to provide to the agent.

4.

Although, the insurance agent will ask if you or other drivers have had accidents or speeding tickets, to avoid confustion, inform the agent about your history of speeding tickets and/or auto accidents.

5.

When notifying the agent, try to have in mind what kind of coverages you would like. You can obtain this from your prior insurance carrier.

Tips and Warnings

  • Be prepared for the agency to give you the quote which includes the down payment.
  • If you agree to terms with an insurance company, make sure you are aware of their payment plans, which includes penalty fees.
  • Don't let companies lure you in to buy coverages you don't need.